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Our Process

Our Process

merchant processing machine

merchant processing machine

We provide Electronic Payment Solutions for businesses!

Educating Merchants to make wise buying decisions...


Many business owners and their accountants are unaware of the true cost of a credit, debit or travel and entertainment card transaction. This is one of the best kept secrets of the business world today. Statements are designed to confuse. Consequently business owners are paying inflated fees, hidden fees, unexplained fees, etc. Business owners are also victims of the system. Most times they have to write off the costs of credit card fraud and charge backs.


We help business owners and their accountants:


We are experienced merchant card professionals who have more than fifteen years working knowledge and experience in the merchant card business. We know the true costs. We have the inside information. Knowledge is power.


Although we have bank partners, we no longer work for the banks, networks or independent sales organizations. We wish to work for the business owners. We want to help business owners reduce the cost of doing business, by offering fair pricing, education and superior service.


Business Strategy

Independent Sales Representatives Needed

First Merchant Services is looking for like-minded people to join our team. No past payment sales experience necessary.

Community Banks

First Merchant Services provides full payment services to the clients of community banks.


First Merchant Services offers a wide range of training seminars and workshops to the business community. These workshops are designed to empower business owners to make wise buying decisions and empower employees to perform at their peak.
Contact Mike Brooks at